Privacy Policy

Privacy Policy

Effective Date: June 14, 2025

Who We Are

Our website address is: https://gafop.com. Gafop is an online platform that provides helpful information about insurance, including guides, resources, and other related content to help users better understand insurance options and services.

Comments

When visitors leave comments on the site, we collect the data shown in the comments form, as well as the visitor’s IP address and browser user agent string to help with spam detection.

An anonymized string created from your email address (called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture may be visible to the public in the context of your comment.

Media

If you upload images to the website, please avoid uploading images with embedded location data (EXIF GPS). Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site, you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

When you visit our site, temporary cookies may be used to check if your browser accepts cookies. These cookies do not contain personal data and are discarded when you close your browser.

If you log in to an account on our site (if applicable), additional cookies will be set to save your login preferences and other options.

Third-Party Privacy Policies

Articles or content on this site may include embedded material (e.g., videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These external websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with their content.

We use Google Analytics to help us understand how visitors use our website. Google Analytics may collect details such as your IP address, browser type, referring pages, and other user interaction data. These details help us improve the website experience for visitors. Google Analytics privacy policy is available here: https://policies.google.com/privacy.

Who We Share Your Data With

If you request a password reset (if applicable), your IP address may be included in the reset email for security purposes.

How Long We Retain Your Data

If you leave a comment, the comment and its metadata are retained indefinitely. This helps us recognize and approve any follow-up comments automatically instead of holding them for moderation.

For users who register on our website (if applicable), we store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also access and edit this information.

What Rights You Have Over Your Data

If you have an account on this site or have left comments, you can request to receive an exported file of your personal data we hold, including any data you’ve provided. You can also request that we delete any personal data we hold, subject to exceptions for administrative, legal, or security reasons.

CCPA Privacy Rights (California)

As required by the California Consumer Privacy Act (CCPA), California residents have the right to:

  • Request disclosure of the categories and specific personal data we have collected.

  • Request deletion of personal data we have collected.

  • Opt out of the sale of personal data (we currently do not sell personal data).

To exercise any of these rights, please contact us.

GDPR Data Protection Rights (European Union)

We fully comply with the General Data Protection Regulation (GDPR). All users are entitled to the following rights:

  • Right to Access – Request copies of your personal data.

  • Right to Rectification – Request correction of inaccurate or incomplete data.

  • Right to Erasure – Request deletion of your personal data under certain conditions.

  • Right to Restrict Processing – Request limited processing of your data.

  • Right to Object – Object to the processing of your personal data in certain cases.

  • Right to Data Portability – Request the transfer of your data to another organization.

If you’d like to exercise any of these rights, please contact us. We will respond within 30 days.

Children’s Information

Protecting children’s privacy is especially important. We do not knowingly collect any personal information from children under the age of 13. If you believe we have collected information from a child under 13, please contact us, and we will promptly remove the information.

How We Protect Your Data

We use strong security measures, including secure servers, encrypted connections, and limited access to personal data to help keep your information safe.

Where Your Data Is Sent

Visitor comments may be checked through an automated spam detection service.

Consent

By using our website, you consent to our Privacy Policy and agree to its terms. Any updates to this policy will be posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:
📧 Email: admin@gafop.com

Thank you for visiting Gafop — helping you stay informed and protected with trusted insurance guidance.